Households have lost from 2003 to 2013 an average of around 20,000 euros – FAZ – Frankfurter Allgemeine Zeitung

      

 
 
 
 
 
     
 
 
 
 
 
 
 
 
         

 
 
 
 
 
          The net assets of households in the years shrunk 2003-2013 According to one study
     

 
                                              

 
 
     
     
     
         
         
                                                             

The net assets of private households have shrunk According to a study in 2003 to-2013. Become inflation taken into account in the amount of time that households have lost nearly 15 percent of their net assets, according to a new study by the German Institute for Economic Research (DIW). On average, households lost so good 20,000 euros in ten years. The researchers do mainly two reasons for this: the “weak performance of owner-occupied real estate” and the “investment behavior of the Germans”. So the value of real estate has risen in recent years in certain metropolitan areas such as Munich, Berlin or Cologne, while the rest of the Republic, many homes have lost value in real terms. Many savers invested their assets also preferably in low-risk, but low-return investments such as savings accounts, checking accounts or savings contracts. This would “often does not even compensate for inflation,” said Markus Grabka, one of the study authors.

                         
         
         
                                                                                                                                                                                                  

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If the price increase is not taken into account, household wealth rose during the same period thus average marginal to 0 , 4 percent or 500 euros. The savings rate of households was in the past two decades, according to the researchers increased almost continuously for more than nine percent were particularly strong asset in people who received gifts or inheritances. Households that have benefited from donations between 2002 and 2007, thus became richer by 35,000 euros on average according to the study, when inheritances there was an average increase of 18,000 euros.

                         
         
         
                                                             

Remember to rent living persons on the other hand had very low capital gains and also on average less than 3,000 euros, the lowest net assets. This is “problematic in that even short-term bottlenecks in the current income can erode the assets,” said Christian Wester Meier, also author of Studie.Zu the factors that influence wealth creation, thus also includes the marital status and health: While marriage increases the ability to reduce separations and divorces, the financial resources. In particular, care should be connected to “considerable financial burden”, as the statutory insurance covers the costs covering only partially. The authors attacked for their study commissioned by the Hans Böckler Foundation on data from the Federal Statistical Office and data on the DIW’s Socio-Economic Panel back.

                                 

 
  

 
 
 
                       

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