Even considering that NRW is the most populous country, the clearcutting precipitates disproportionately. The Bank published on Sunday the list of affected places. Accordingly fall alone in Dusseldorf away four stores. In cities like Erkelenz or Xanten the Bank’s future no longer have branches
Most second-most affected Berlin. Here are eliminated 43 branches. In the capital, the branch network was especially tight because of the subsidiary Berliner Bank. By comparison, in Baden-Württemberg make only twelve branches dense, in Bavaria eleven
The bank defended its actions.. Fewer and fewer people used branches and more online banking, said private clients CEO Christian Sewing. “We appreciate every customer who comes into the store. Unfortunately, It is true also that fewer and fewer people take advantage of this as well.” Of the 188 stores that are closed should be 30 converted at rural sites “financial agencies”.
Follow for customers Where the branch closes, customers have to adapt to longer distances , “If we put together in smaller towns the only German bank branch with a branch office in another location, this is an appreciable restriction in the on-site service,” the bank says. In major cities, customers, however, a branch near might be looking, so you have the closures focused on metropolitan areas. Following this merger, there could be a change of adviser. The account number (Iban), however, remains unchanged. Customer losses could not be ruled out in the long term it is hoped, however, to increase the market share
Once again, the Bank geared towards more affluent customers. In each store there is future give advice on asset management. But the number of experts will be increased in this area.
consequences for employees Internal rumbles it tremendously. Parallel to the store closures sweeps Bank CEO John Cryan thousands of jobs. Overall, the Bank is building in Germany to 2020 net 4000 of 46,000 points from, of which 2500 in private and corporate customer business. Globally, painted 9000 by 101,000 points. Redundancies are to be avoided, are expressly excluded. “We are hoping to find jobs for employees on vacancies within the Group. In addition, the bank staff will assist in finding a new job outside the company.” That might be difficult: In the industry currently drop off locations
Especially hard hit are the 723 branch of the industry leader.. All – and not only those whose branch is closed – had to apply in the past few weeks on their own or any other body, report concerned. This one wants to ensure equal opportunities, is the internal announcement. Indeed, the Bank has enabled the workforce in turmoil. “Instead of the customers here are all only concerned with themselves,” says one. Who has not been taken, can now apply for jobs at the headquarters or other areas. Who starts here empty, will leave the bank – which makes severance packages
Waiting for the stress test Last year, the German bank had made a record loss of 6.8 billion euros.. Now you look in Frankfurt forward to the European Central Bank (ECB). The plans to present the results of their recent stress tests on 29 July. Steffen Pörner, Chief of Banking Association NRW, is confident: “I assume that all German banks – no matter which group – the stress test of the ECB consist.” The banks are well prepared. “All work on budgets and capital equipment in order to be better prepared for future crises.”
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