“Customers not switching February 1, run the risk that their transfer is not carried out and that takes time, “warned Bundesbank board member Carl-Ludwig Thiele in an interview with the German Press Agency.
” This can then also cost money, if a payment is missed ” – as if a fine is not time arrives at the authority, because in the transfer old account number and old routing number used, or an invoice is not paid on time and in such cases, late fees or interest becomes due
IBAN should. standardize and accelerate payments
The IBAN (“International Bank Account Number”) is intended to help transfers, direct debits and card payments to standardize cross-border and to speed up that way. The payments area (SEPA “Single Euro Payments Area”) comprises 34 countries. In addition to the 28 EU states do Iceland, Liechtenstein, Norway, Switzerland, Monaco and San Marino with.
In Germany, the IBAN has 22 digits. For companies and associations, the new format is mandatory since August 1, 2014 for consumers, there was a transitional period until 1 February 2016. Banks turned the old data automatically to the new format.
Bundesbank Chef: IBAN noted myself in clear four blocks
Currently, commercial banks in Germany around ten percent of the daily 24 million referrals were yet with old account data, Thiele said. “The vast majority has become accustomed to the IBAN and uses them well.” Thiele said: “From February 1 each residential customers must use the IBAN. I am concerned that it works in accordance with all. Not everyone uses online banking, many customers still have old remittance slip in the drawer. “
Thiele reiterated its call to the 22-digit IBAN to remember in clear blocks of four. Even companies could fully contribute that umgewöhnten bank customers: “The IBAN belongs on every invoice and best in blocks of four.”
Video: Online Banking with IBAN: In this step, you may no longer help banks
DFB-Elf to Gibraltar – The highest Löw victories: Second place you never guess
!
No comments:
Post a Comment