Only one in three people will pay without cash: Mobile payment is made by little – n-tv.de NEWS

 Economy
 

 Saturday, February 20, 2016

 
 
 

 
 Will there be ten years from now bills and coins? Technical alternatives have long been available. Many German pay still prefer cash. The reason: It lacks many of confidence in the new systems .
 

 
 

Germany discussed a limit on cash payments – but alternatives such as mobile payment via smartphone or computer clock are in most German citizens still unpopular. Only one in three (30 percent) paid in this way already without cash as a representative survey of chartered accountants PWC revealed.

After all, tends slightly upward in contactless payments via NFC short-range radio. In the previous survey before half a year only 25 percent of respondents had indicated that they have already accept contactless payments – about the flight or train ticket or the hotel bill. Contactless means that the customer does not have to push it into a device his debit or credit card, but it lasts only a special reader. For low value to enter the Personal Identification Number (PIN) is not even necessary. If you pay at the store checkout via smartphone, often comes the NFC technology is used.

Some providers use but also on the scanning of barcodes on the mobile phone screen. Proponents raving, the new techniques accelerated shopping, money movements are traceable directly on the phone. One-third (36 percent) of respondents who have never paid mobile, want this payment method to use in the future.

fear of data theft slows many

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However, the majority of Germans brakes especially the fear of theft of sensitive data. nearly nine out of ten Germans (85 percent) see general according to the survey, the risk that mobile payment process data could be hacked and misused. In one part of the population banks, savings banks and credit card companies to bite with their technical innovations entirely on granite. One in four (24 percent) says he’ll pay principle rather with cash and will continue to do so

However, expect at least 30 percent of Germans so that there will be no more bill and coin in ten years and thus is only with a debit, or Kreditarten- paid mobile via smartphone.

  Source: n-tv.de
 

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